3 advantages of rent non-payment insurance in Catalonia

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If we carried out a survey on the main fears of owners who decide to rent their apartment , the fear of late payment would occupy one of the highest positions. Non-payment insurance can save you a conflict that will easily end up in court, but it is not its only function. Below we tell you the 3 advantages of taking out rent non-payment insurance in Catalonia.

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1. Say goodbye to late payments
In 2020, according to the latest report on rent arrears published by the File of Delinquent Tenants (FIM), non-payments grew by 66.2% . Catalonia was the third community where the increase was greater, 80% compared to 2019. It is true that confinement due to the pandemic began in 2020, but the figures are very significant.

Logically, the first advantage of rent non-payment insurance is its main function: to protect you against late payment. At Housfy Rentals we collaborate with insurance companies and offer you insurance that, no matter what happens, will guarantee your monthly payment . If the tenant doesn't pay, we do it.

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2. Protection against damage or vandalism
In the ranking of the main fears of homeowners that we imagined at the beginning, the fear of Japan phone-number list vandalism is the only one that could take first place from the fear of late payment. Within non-payment insurance like Housfy's, both fears do not compete, since both are covered.

The deposit exists to cover possible damages caused, but its value may be higher than the amount of the deposit. We cannot prevent a tenant from causing damage to your apartment, but we can offer you legal defense against them. Wrongdoing must be held accountable, and Housfy's legal team makes sure of that.   

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3. Quick action in case of eviction
Returning to the classification of the landlord's fears, it is not easy to determine the position that would correspond to the squatter . Without a doubt, of the three fears, it is the one that can most compromise the profitability of your rental , but it is also true that squatting is less common than late payment or vandalism.   




In any case, our non-payment of rent insurance also protects you against squatters , but not only against them. In cases of subletting, or any other form of lawful use, we will undertake immediate eviction action. Did you expect this to be among the advantages of taking out rent non-payment insurance in Catalonia?

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A rental as safe as it is worry-free
Security and peace of mind are the two preferred values ​​of Housfy 's rental management experts . Their management is comprehensive, which means that they generate an enormous imbalance between your obligations and theirs: they market your rental, look for solvent tenants, formalize the lease and resolve incidents; and you simply get paid punctually every month.